Agentic analytics for payment orchestration

Find the routing revenue leaks before the PSPs do.

Bicycle watches routing hit rate, failover success, PSP authorization gaps, and processing cost across every lane in your orchestration stack. When a number moves, it explains the likely cause and recommends the next action to the team that can fix it.

No credit card required

payments / routing hit agentAgent live
Detect
Routing hit rate
Adyen PSP · all card types · last 6h
-7.2ppvs 7-day baseline
Explain · likely causes, ranked
  • 1Routing rule v3.1 excluded Adyen for commercial Visa after deployhigh
  • 2PSP degradationcontributing
  • 3Volume spike above lane capacitycontributing
business causetechnical cause
Act · recommended next step
Alert payments ops with rule diff and affected volume, route fix to engineering. Scoped, previewed, logged.
Evidence: routing tables · PSP event logs · auth results · failover event logs · rule engine config

A PSP alert shows a drop. Bicycle names the rule, the lane, and the recommended fix.

Where gateway revenue breaks

Start with a single revenue KPI critical to your business.

Bicycle comes with payment gateway industry intelligence already inside. Pick one Bicycle-recommended KPI and watch it run: the KPI it watches, the causes it checks, the action it recommends to the owner, and what it keeps.

Pick a revenue problem
Interchange Agent Drop
Effective interchange rateMerchant 4471 · commercial cards, last 24h +34bpsvs 7-day baseline
Transactions downgrading on missing tax data

An orchestration problem not listed here? Book a demo and we will map it.

The cost of finding out late

A dashboard shows the drop. It never finishes the investigation.

Before Bicycle

A routing metric drops. The ops team starts checking manually.

The dashboard shows the routing hit rate down. The team checks PSP health, rule configs, volume patterns, and failover logs across four tools while revenue leaks.

  1. Ops checks PSP health dashboards
  2. Engineering reviews rule config logs
  3. Analytics pulls lane volume cuts
  4. Payments team reviews failover events
  5. Everyone argues over root cause
Hours to days. Revenue leaks through every missed route.
With Bicycle

Bicycle names the rule, the PSP, and the fix before ops escalates.

Bicycle detects the drop, isolates the rule or PSP causing it, tests volume and failover hypotheses in parallel, and routes the fix to the owner with the evidence attached.

  1. Detect routing gap, ranked by volume impact
  2. Test rule, PSP, and volume hypotheses together
  3. Attach the evidence, rule out the rest
  4. Route the safe fix to the lane owner
  5. Learn the accepted cause for next time
Minutes. The owner gets the cause, the lane, and the move.
Capabilities · purpose-built for payments

Trained on the KPIs, patterns, and root causes of payments.

Six capabilities, set up once and run continuously. Business teams move faster, analysts keep governance, everyone trusts the number. Pick one to go deeper.

Capabilities work together in one continuous loop. Detect → Explain → Act → Learn.

Who runs this in payments

Business teams need answers fast. Analysts ensure conclusions are trustworthy.

Same governed intelligence underneath. The payments agent for the teams who own the number, the controls for the team who owns the data.

Business teams · act on it

See what changed, why, and what is safe to do.

The move finds you, ranked by revenue impact, with the cause and the next step attached. No dashboard hunt, no three-day ticket.

Payments ops
Risk and underwriting ops
Merchant success
Sub-verticalsPSP / gatewayAcquirerIssuerMarketplace / orchestration
Data & Analytics · keep it trusted

Govern the definitions, evidence, and safe actions.

Analysts review first-pass causes instead of rebuilding them. Leaders give the business self-service inside one governed boundary.

Data & Analytics leaders · govern at scale
Analysts & BI · review, tune, publish
Analytics engineers · tune the model
Jump to your roleBusiness teamsData & Analytics teams
What Bicycle becomes for your payments operation

The agentic analytics layer on top of your stack.

Your stack stays the system of record. Bicycle turns payments signals into alerts, triage, stories, dashboards, chat, and governed actions on top of it. No rip-and-replace.

Bicycle the agentic layer
Surfaceswhat business teams touch
AlertsTriageStoriesDashboardsChatActions
Governancethe self-serve safety rail
access · approved definitions · evidence · audit · rollback
AgentsAI · your business analyst

Frames the question, orchestrates the investigation, writes the story, recommends the next step. It reasons.

Interchange optimisationApproval trackingPayment success rateSettlement anomalyInvoice processing
IntelligenceAutoML · your data analyst

Detects movement, ranks drivers, computes confidence, forecasts. The numbers are calculated, not generated.

Pattern EngineCause EngineDriver TreesForecastingImpact Ranking
Business modelthe semantic layer
MerchantIssuerBINCard typeInterchange codeGatewayTransactionSettlementModel version
Connectorsthe bridge, in and out
Signal Cause Action Knowledge
reads ↑ · acts ↓ · Bicycle sits on top
Your stack · system of record
Routing tablesPSP performance feedsAuth resultsFailover event logsRule engine configSnowflakeRunbooks / ticketsSlack+ more

And the rest of what you run: settlement data · processor feeds · auth results · fraud signals · observability · Slack

Bicycle runs on top of your existing systems. The payments orchestration pack supplies the starting KPIs, causes, stories, and action paths.

Vibe Analytics · self-serve start

Start with one routing KPI in your orchestration stack.

Bring one revenue-critical routing KPI, connect a trusted source, and watch Bicycle turn a prompt plus your data into an orchestration analytics agent. Zero to a working agent in about 15 minutes.

Prompt + data
"Watch routing hit rate by PSP and lane, and tell me why it moves across rule-config and PSP health dimensions."
Snowflake · connected
Analytics agent
Builds the model, detects movement, tests business and technical causes.
Outputs
AnswerStoryAlert
Start with routing hit rateStart with failover successStart with PSP auth gap

Grow into the full product when your team is ready.

Test ride Bicycle on a routing KPI.

Bring one routing metric that matters. We will show how Bicycle detects the move, explains the cause, and recommends the next step on top of the stack you already run.

No credit card required

No credit card required Start for free